Catacutan KJ, Maramag FR-A. Financial Management Practices of Instructors of Catholic Higher Education Institutions in The Cagayan Valley Region: Basis for Financial Wellness Program. EPD [Internet]. 2025 Mar. 31 [cited 2026 Feb. 19];3(1):1-15. Available from: https://journals.researchsynergypress.com/index.php/epd/article/view/3029