International Journal of Entrepreneurship and Sustainability Studies

The Roles of Financial Literacy Level, Social Media, and Religiosity in Takaful Purchase Intention

Ahnaf Ahnaf — 2025-07-31

The financial literacy and inclusion of Indonesia remain low index, including the takeful awareness. This fact is noteworthy given that Indonesia is a Muslim-majority country and is a highly active user of social media. This study aims to analyze the influence of Islamic financial literacy, religiosity, and social media on Indonesians’ intention to purchase takeful. Structural Equation Modeling (SEM) was used to analyze the survey data to determine the roles of financial literacy level, social media, and religiosity in takeful purchase intentions. The study involved 149 respondents who intend to purchase takaful products and services in Greater Jakarta, Indonesia. The findings of this study empirically show that the intention to purchase takaful in Indonesia is likely initiated by the level of (islamic) financial literacy. Those who are familiar with takaful products and their benefits are more likely to purchase them. Moreover, the emotional appeal of the market remains a significant factor for Islamic products. Religiosity is a key factor in offering the takeful product to the public, while social media is identified as an effective channel for introducing these products and influencing individual purchasing intentions. This study suggests that the takeful industry and stakeholders must collaborate to intensify efforts to enhance Islamic financial literacy. While religiosity is a crucial element, the industry should also prioritize the value and benefit of takeful products. Furthermore, social media is also an important medium to introduce products and make the public engage with takeful products.

The Intermediation of Gold Prices in the Relationship between Macroeconomic Factors and Jakarta Islamic Index

Fadel Mohammad Khatami — 2025-07-31

Global financial markets, including Islamic stock markets, are highly sensitive to macroeconomic conditions. Understanding the relationship between macroeconomic factors and stock indices is crucial for investors and policymakers to anticipate market fluctuations. This study examines how macroeconomic variables affect the Jakarta Islamic Index (JII). This study employs path analysis using data from January 2013 to December, with the gold price serving as the mediating variable. The results show that interest rate, exchange rate, unemployment rate, and price of gold significantly affect the Jakarta Islamic Index price index, both directly and indirectly. The consumer price index, however, only has an indirect influence on the Jakarta Islamic Index. In addition, the gold price is proven to partially mediate the association between macroeconomic factors and the Jakarta Islamic Index. All macroeconomic variables also significantly affect the gold price. This study enriches the insights of previous literature. In addition, this study provides recommendations for investors and policymakers to give more attention to macroeconomic factors that may affect the stock market.

Sustainability in Coffee Shops: A Triple-Layered Business Model Canvas Approach

Muhamad Rafi Abdul Rasyd — 2025-07-31

This study examines how coffee shops in Bandung implement the Triple Layered Business Model Canvas (TLBMC) to balance profitability with ecological stewardship and social responsibility. Its primary aim is to simultaneously highlight the core factors enabling such establishments to thrive within economic, environmental, and social dimensions. Employing a qualitative method, the research collects data from interviews and detailed on-site observations. The findings indicate that revenue diversification and efficient resource management result in economic benefits, while environmentally conscious initiatives such as local sourcing, composting practices, and reusable packaging reduce costs and enhance public image. Social engagement through staff development programs, community events, and transparent supply chain practices fosters greater customer loyalty and a positive brand reputation. The synergy among these three layers demonstrates the potential of the TLBMC framework to support holistic value creation, even for small-scale enterprises with limited resources. In conclusion, the study provides practical evidence that adopting a TLBMC-centered strategy can yield multiple tangible and intangible gains, thereby encouraging broader sustainability transformations in local coffee shop contexts. These findings underscore the value of integrating economic, environmental, and social considerations as a cohesive framework for fostering long-term business resilience and community well-being. However, this study is limited to coffee shops within a single urban context, which may reduce the generalizability of the findings. Future research could expand the geographical scope or employ longitudinal designs to strengthen the study’s broader applicability.

The Influence of Self-esteem, Self-efficacy, And Optimism on MSMEs Business Resilience in Pasar Jaya Pasar Rumput

Sania Syafira — 2025-07-31

This research analyzes the impact of self-esteem, self-efficacy, and optimism on business resilience among Micro, Small, and Medium Enterprises (MSMEs) in Pasar Jaya Pasar Rumput. The selected site represents a vulnerable urban business environment affected by redevelopment projects, making it a relevant context for exploring the dynamics of entrepreneurship and sustainable development. Employing a quantitative research design, data were collected from 185 respondents who manage MSMEs in Pasar Jaya Pasar Rumput through a questionnaire. Analysis was carried out using SEM with SmartPLS software. The results obtained from this research show that self-esteem, self-efficacy, and optimism have a positive and significant effect on business resilience in MSMEs in Pasar Jaya Pasar Rumput. The results support the Resource-Based View (RBV) theory. This research offers a novel contribution by integrating psychological capital into the discourse of entrepreneurial resilience within the broader sustainability framework. The practical implications suggest the need for empowerment programs that include psychological development to strengthen long-term business sustainability. Policymakers are encouraged to incorporate psychological resource training into MSME support strategies to promote resilience and inclusive economic growth in uncertain urban environments

System Thinking Approach to Fish Export Determinants in the Sustainable Blue Economy

Vita Sarasi — 2025-07-31

Wakatobi holds considerable potential in the sustainable blue economy, particularly in the fisheries sector. However, only 6.4% of its annual capture fisheries potential has been utilized, despite recent export milestones. This study employed a qualitative methodology using a systems thinking approach to explore the key determinants influencing fish exports in Wakatobi. Data were collected through in-depth interviews, focus group discussions, and secondary sources, and were analyzed using causal loop diagrams (CLD) to map systemic interactions and identify leverage points. The findings revealed that outdated port infrastructure, insufficient cold storage, limited transportation access, and inadequate post-harvest handling were the main barriers to export readiness. Additionally, gaps in policy coordination and fisher training contributed to poor fish quality and limited market access. The study concluded that addressing these interconnected issues through integrated policies, investment in cold chain infrastructure, and capacity-building initiatives is critical for improving the competitiveness of Wakatobi’s fishery exports. This research offers a systemic perspective for designing sustainable interventions that align economic growth with ecological preservation.

Validity and Reliability of an Indonesian Entrepreneurial Intention Instrument for Vocational Students

Muhammad Rafli — 2025-07-31

Forest-Grown Coffee for Village Prosperity: A Business Model Analysis

Asnita Sebayang — 2025-07-31

The leading commodity of forest coffee is a strategic opportunity for the local economy's strength. This study uses a Participatory Action Research (PAR) approach that combines a qualitative approach with participatory action as part of an effort to increase the role of coffee as the competitive advantage of Mekarmanik Village in Bandung Regency. Identifying the business model using the Hijrah Tool Business Model approach indicates that this business has a promising business model. The main sources of strength of the coffee business are the geographical aspects that impact the quality of coffee with unique flavors, social capital, strategic partnerships through the role of cooperatives, and skilled human resources. The limitation of coffee commodity development as the village's leading commodity is related to area development, which is mostly in protected forest areas, a lack of accessibility, particularly connectivity (infrastructure), a lack of product marketing, high dependency on middlemen, and managerial obstacles. This study recommends a triple-helix approach that involves coffee farmers/businesses in the village, the government, and universities to increase community income more sustainably and equitably.

Evaluation of Entrepreneurship Education in Souvenir Bag Home Industry Learning Community Using CIPP Model

Anisa Khamidah — 2025-07-31

Community-based entrepreneurship education is an important strategy to answer the challenges of family economic empowerment, especially in areas that have home industry potential, such as Papringan Village, Kudus Regency. This study aims to evaluate the effectiveness of entrepreneurship education programmes in the souvenir bag home industry learning community using the CIPP (Context, Input, Process, Product) evaluation model. The research used descriptive qualitative methods, with data collected through in-depth interviews with five key respondents (managers and employees), direct observation of the training and production processes, and documentation such as archives of activities, photos of products, and training materials. Data analysis was conducted using an interactive model, namely data reduction, data presentation, and conclusion drawing. The results showed that in the context aspect, the programme is aligned with the needs of the local community to improve entrepreneurial skills and family economic independence. The input aspect shows the existence of competent human resources, practical training materials, and adequate facilities, although governance improvements are still needed. In terms of process, the implementation is participatory and practice-based through a learning-by-doing approach, despite challenges with raw material supply. The product aspect shows improved skills in sewing, graphic design, packaging, and entrepreneurship, as well as increased confidence and strengthened family income. Some alumni have successfully launched their businesses. The novelty lies in the application of the CIPP model in a cottage industry context that has rarely been explored in previous research, and integrating a community-based vocational learning approach. This research contributes both academically and practically to the formulation of non-formal education policies for inclusive and sustainable community-based economic development in Indonesia.

Entrepreneurial Intention in College Students: The Influence of Islamic Personality and Entrepreneurial Self-Efficacy

Mochamad Malik Akbar Rohandi — 2025-07-31

Today's younger generation tends to embrace freedom in their pursuits while actively developing their skills. This study investigates the factors influencing Indonesian students' intentions to become entrepreneurs from Islamic personality and entrepreneurial self-efficacy. The research examines how Islamic personality and self-belief in entrepreneurial abilities impact students' desire to start their own businesses. Universities are increasingly equipping students with entrepreneurial skills to foster job creation. By employing quantitative methods, for minimum sampling, use the green method, including a survey of 195 students, ANOVA for hypothesis testing, and a multiple linear regression equation to get a model. The study found a correlation between Islamic personality, entrepreneurial self-efficacy, and entrepreneurial intentions, with the biggest correlation between entrepreneurial self-efficacy with entrepreneurial intention. The results suggest that individuals with a stronger Islamic personality and greater confidence in their entrepreneurial capabilities are more likely to pursue entrepreneurship. The biggest impact from each dimension of each variable is syahadah from Islamic personality, build a relationship with the investor from entrepreneurial self-efficacy, and plan to start from entrepreneurial intention.

Unlocking Performance Through Motivation: The Impact of Job Transformation in the Ministry of Migrant Workers Protection

Andina Iswari — 2025-08-01

Job transformation is integral to bureaucratic reform initiatives aimed at enhancing employee efficiency and effectiveness. This study seeks to examine the function of work motivation as a mediator in the relationship between job transformation and employee performance at the Ministry of Indonesian Migrant Workers Protection (KP2MI). The research methodology employed causality with a sample of 251 KP2MI employees. Data analysis was conducted using a structural equation model employing a second-order confirmatory technique to test the hypotheses. The study's findings demonstrate that job transformation and work motivation significantly enhance employee performance. Work motivation mediates the impact of job transformation on employee performance, exerting a more significant effect than direct influence. This study suggests that work motivation significantly mediates the relationship between job transformation and employee performance. This study underscores the necessity of addressing job transformations that are both structural and psychological, particularly in enhancing employee motivation, which is crucial for increasing public sector performance. This study introduces an innovation in the realm of human resource management within the public sector, particularly at KP2MI. This study introduces a novel perspective that the efficacy of job transformation relies not only on structural or administrative factors but also on the capacity of these changes to foster employee motivation. The distinctive institutional framework of KP2MI, which has a specific purpose for the protection of migrant workers, renders this research pertinent and innovative in addressing the challenges posed by contemporary bureaucracy in government agencies that are adaptable and responsive to global employment issues.