Rahadi, A.P. 2026. Bridging the Integration Deficit: Developing an Integrated Psychosocial-Financial Health Model for Buy Now, Pay Later Adoption. International Journal of Entrepreneurship, Business, and Creative Economy. 6, 2 (Jul. 2026), 101–122. DOI:https://doi.org/10.31098/ijebce.v6i2.4207.