FAUZIE, S. .; SOEPARNO, W. S. I. .; PRATOMO, W. A. . The Influence of Efficiency on Interest Rate Loan in Indonesia Banking in regards to The Implementation of Expected Credit Losses. Journal of Governance Risk Management Compliance and Sustainability, [S. l.], v. 2, n. 1, p. 63–67, 2022. DOI: 10.31098/jgrcs.v2i1.910. Disponível em: https://journals.researchsynergypress.com/index.php/jgrcs/article/view/910. Acesso em: 15 aug. 2024.