ARTICLE TEMPLATE
Vol. 3 No. 2 (2025): September
In this issue (Vol 3. No. 2: September 2025), all of the published articles were authored/co-authored by 22 authors from 10 institutions across the Philippines, United Kingdom, Indonesia, South Africa, Ghana, and Germany, namely: Laguna State Polytechnic University (Philippines), Pag-Ibig Fund – Southern Tagalog (Philippines), Department of Trade and Industry (Philippines), Banco De Oro Unibank, Inc. (Philippines), Sun Life of Canada Philippines Inc. (Philippines), Southern Luzon State University (Philippines), University of Cumbria (United Kingdom), Universitas Teknologi Muhammadiyah Jakarta (Indonesia), Central University of Technology Free State (South Africa), Kumasi Technical University (Ghana), IU International University of Applied Sciences (Germany), Northwestern University (Philippines), and Persada Indonesia University Y.A.I (Indonesia).