Vol. 3 No. 1 (2025): January - April Volume

This issue has been available online since 31th March 2025 for the regular issue March 2025. All articles in this issue (7 original research articles) were authored/co-authored by 27 authors from 11 institutions, i.e., Angeles University Foundation (Philippines), Apex Oretans Corporation (Philippines), First Asia Institute of Technology and Humanities (Philippines), Landbank of the Philippines (Philippines), Maranatha Christian University (Indonesia), Quezon Capital Rural Bank, Inc. (Philippines), Schools Division Office-DepEd (Philippines), Southern Luzon State University (Philippines), Universitas Muhammadiyah Surakarta (Indonesia), Universitas Pendidikan Indonesia (Indonesia), and Universitas Sebelas Maret (Indonesia).