ARTICLE TEMPLATE
Vol. 5 No. 1 (2025): April Volume
This issue has been available online since 30th April 2025 for the regular issue of April 2025. All articles in this issue (6 original research articles) were authored/co-authored by 20 authors from 7 institutions across 4 countries (Indonesia, Philippines, Nigeria, and South Africa), i.e., Universitas Bakrie (Indonesia), Polytechnic of State Finance STAN (Indonesia), Universitas Pembangunan Nasional Veteran Jakarta (Indonesia), World Citi Colleges (Philippines), College of Business Education (Philippines), University of Johannesburg (South Africa), and University of South Africa (South Africa).