This issue has been available online since 30th December 2021 for the regular issue of December 2021. All articles in this issue (6 original research articles) were authored/co-authored by 16 authors from 6 institutions from 2 countries (Philippines and Indonesia), i.e., Technological Institute of the Philippines (Philippines), Indonesian Education University (Indonesia), STIEI Banjarmasin (Indonesia), UIN Syarif Hidayatullah Jakarta (Indonesia), Sekolah Tinggi Ilmu Ekonomi Sultan Agung (Indonesia), Bina Nusantara University (Indonesia).

Published: 2021-10-31

Research Articles